“PATIENCE IS A KEY ELEMENT OF SUCCESS.” BILL GATES

 

INVESTMENT PRINCIPLES ROOTED IN EXPERIENCE AND KNOWLEDGE

Diversification and Patience delivers long term value to our families.

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LONG TERM

  • Traditional asset classes earn real returns over time

  • Asset classes historically have generated “real returns” that have been significantly higher than cash and inflation over the long-term

  • Longer holding period increases the probability of capturing excess return

  • Return above cash generates significant compounding benefits over time

DIVERSIFICATION

  • Diversification reduces risk without compromising return

  • Higher return and lower risk can be achieved by investing in a diversified portfolio

  • Combining asset classes with variable correlations increases risk-adjusted returns 

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ASSET ALLOCATION

  • Asset allocation is a major driver of performance

COST SAVING

  • Costs savings compound over time

  • Cost control significantly boosts returns

  • Costs can have a material impact to long term value of investments

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